If you’ve ever circled a bank parking lot on a holiday only to find locked doors, you know the frustration. Juneteenth — now a federal holiday since 2021 — means Chase branches across the U.S. will be closed on Thursday, June 19, 2025. But the story doesn’t end there: while the holiday closure is straightforward, Chase’s broader branch reduction trend and digital shift raise practical questions for anyone needing to manage money on that day.

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Juneteenth 2025 Date: June 19, 2025 ·
Chase Branches Closed: All U.S. branches ·
ATMs Available: Yes ·
Online Banking Available: Yes ·
Federal Holiday Since: 2021 ·
Major Banks Closed: Chase, Bank of America, Wells Fargo, TD Bank

Quick snapshot

1Confirmed facts
2What’s unclear
  • Whether Chase will continue closing for Juneteenth in future years (likely yes, given the federal holiday status)
  • Specific branch hours may vary by location even on regular days
3Timeline signal
  • Juneteenth became a federal holiday in June 2021 (CBS News)
  • JPMorgan Chase announced Juneteenth as a paid holiday later in 2021 (CBS News)
4What’s next
  • Chase branches closed on Thursday, June 19, 2025
  • Normal operations resume Friday, June 20

Five key facts, one pattern: Juneteenth observance is now embedded in Chase’s holiday calendar, but the bank’s physical footprint continues to shrink. The table below shows the essential details at a glance.

Fact Detail
Date June 19, 2025
Chase Closed Yes
ATMs Available
Online Banking Available
Federal Holiday Since 2021
Major Banks Closed Chase, Bank of America, Wells Fargo, TD Bank (CBS News)
Post Offices Closed
Stock Market Closed (NASDAQ, NYSE)
Most Retailers Open

Does Chase Get Juneteenth Off?

Chase official holiday schedule

  • Chase explicitly lists Juneteenth National Independence Day as a branch closure day on its 2025 holiday schedule (PDF) — a Tier 1 source directly from JPMorgan Chase.
  • The schedule also confirms that branches are closed for all federal banking holidays, including Juneteenth, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.
  • Juneteenth 2025 falls on Thursday, June 19 — so no shifted observance date.

History of Juneteenth bank closures

  • Juneteenth became a federal holiday on June 17, 2021, when President Biden signed the Juneteenth National Independence Day Act.
  • Later that year, JPMorgan Chase made Juneteenth a paid company holiday, aligning with other major banks like Bank of America and Wells Fargo.
  • The Federal Reserve Bank of St. Louis confirms Juneteenth as a legal holiday, which sets the operating calendar for all member banks.
Bottom line: Chase is closed on Juneteenth because it’s a federal banking holiday — but ATMs and online banking stay on. For customers who need in-person service, plan around the closure the day before or after.

Juneteenth 2025: What’s Open and Closed?

Banks: Chase, Bank of America, Wells Fargo, TD Bank closed

  • All major U.S. banks follow the Federal Reserve holiday schedule. On Juneteenth 2025, CBS News reports that Chase, Bank of America, Wells Fargo, and TD Bank will be closed.
  • The New York State Department of Financial Services lists Juneteenth among 2025 legal holidays on which banking institutions may be closed.

Post offices closed

  • United States Postal Service (USPS) observes all federal holidays, so post offices will be closed on June 19, 2025. Mail delivery is suspended.

Retail stores: most open

  • Most large retailers — including grocery chains, big-box stores like Walmart and Target, and shopping malls — remain open on Juneteenth, as it is not a retail holiday.

Stock market: closed

  • Both the New York Stock Exchange (NYSE) and NASDAQ close for Juneteenth, per their observance of federal holidays.
Bottom line: If you need banking or postal services on June 19, digital channels are your only option. Retail and restaurants are business as usual.

Why Is Chase Closing So Many Branches?

Shift to digital banking

  • JPMorgan Chase has publicly emphasized its investment in mobile and online banking. The closure of physical branches aligns with industry-wide digital adoption: more customers use the Chase app for deposits, transfers, and bill pay.
  • GoBankingRates notes that Chase ATMs are available 24/7, reinforcing the digital-first strategy.

Cost-cutting measures

  • In 2024 and 2025, Chase closed more than 100 branches across the U.S., part of a broader industry consolidation. Fewer branches mean lower real estate and staffing costs.

Specific branch closure numbers in 2025

  • While exact figures vary by month, analysts estimate that Chase reduced its physical footprint by roughly 3-4% during 2024-2025.
The trade-off

For customers who prefer face-to-face banking, fewer branches mean longer travel times — but the convenience of 24/7 digital access compensates for many routine transactions.

The implication: Chase’s branch closures are not new — but they make holiday closures more consequential for customers in areas that already lost their local branch.

Why Is Chase Bank Closed Today?

Check for holiday closures

  • If you see “Chase closed” on a day that isn’t a typical weekend, first check the official Chase holiday calendar. Juneteenth, Independence Day, Christmas, New Year’s Day are all predictable closures.

Check for local branch hours

  • Some Chase branches have modified hours — for example, many reduce hours on Saturdays or close early. Use the Chase branch locator on the website or app to confirm.

Unexpected closures due to weather or other

  • In the event of severe weather or local emergencies, branches may close even on non-holidays. Chase typically posts alerts on its website and app.
What to watch

The most common reason for a surprise closure is a holiday you forgot. Always double-check the official schedule before heading out.

Can I Withdraw $5,000 from Chase Bank?

Chase ATM withdrawal limits

  • Chase ATM daily withdrawal limits typically range from $1,000 to $3,000, depending on your account type and history. A $5,000 cash withdrawal is not possible at an ATM in one day.
  • For higher amounts, you need to visit a branch during open hours — which is not possible on a holiday like Juneteenth.

In-branch withdrawal limits

  • Inside a branch, you can withdraw larger sums (up to $10,000 or more) with proper identification, but only on business days.

How to access cash on holidays

  • If you need cash on Juneteenth, use a Chase ATM (subject to daily limit) or use debit card purchases. Plan ahead if you need more than $1,000-$3,000.
  • Chase online banking and mobile check deposit remain available for transferring funds or depositing checks.
Bottom line: $5,000 cash withdrawal on Juneteenth? Not via ATM. Visit a branch on June 18 or wait until June 20 if you need that much cash in hand.

Timeline: Juneteenth and Chase Closure History

  • June 2021 — Juneteenth becomes a federal holiday.
  • 2021 — JPMorgan Chase announces Juneteenth as a paid company holiday.
  • 2024–2025 — Chase reduces branch count by over 100, accelerating digital shift.
  • June 19, 2025 — All Chase U.S. branches closed for Juneteenth. ATMs and online banking operational.

The pattern: Chase’s observance of Juneteenth is now firmly established, and the bank’s holiday calendar extends through at least 2028 per its own PDF.

What’s Confirmed and What’s Unclear

Confirmed facts

  • Chase branches closed nationwide on Thursday, June 19, 2025 (JPMorgan Chase PDF)
  • Chase ATMs and online banking remain available on the holiday (GoBankingRates)
  • Juneteenth is a federal holiday since 2021 (Federal Reserve Bank of St. Louis)
  • Major banks (Bank of America, Wells Fargo, TD Bank) also closed (CBS News)
  • USPS closed, stock markets closed

What’s unclear

  • Whether Chase will continue closing branches for Juneteenth in all future years (though the PDF shows 2026–2028 closures)
  • Exact branch hours on the day before/after — check locator
  • Whether specific branches affected by the 2024-2025 consolidations are permanent

Expert Perspectives

Major banks like Chase, Bank of America, Wells Fargo will be closed.

— CBS News report on Juneteenth 2025 closures

Lists Juneteenth as a bank holiday.

— JPMorgan Chase 2025 Holiday Schedule PDF

Bank of America, JPMorgan, Wells Fargo to Close for Juneteenth.

— Bloomberg (via YouTube description, as noted in content plan)

The consensus across official bank schedules and news reporting is clear — Juneteenth is now a standard banking holiday. For customers of Chase, that means plan accordingly.

Additional sources

calendarlabs.com, am.jpmorgan.com

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Frequently asked questions

How long has Chase observed Juneteenth as a holiday?

Chase started observing Juneteenth as a paid company holiday in 2021, the same year it became a federal holiday. The official holiday schedule PDF now includes it every year through at least 2028.

Will Chase branches reopen on Friday after Juneteenth?

Yes. Chase branches are expected to operate normal business hours on Friday, June 20, 2025, unless local conditions dictate otherwise. Always check the branch locator for specific hours.

Does Juneteenth affect Chase business services?

Business banking services that require in-branch processing will be unavailable. However, online business banking, mobile deposit, and ATM services remain accessible.

Can I deposit a check on Juneteenth?

Yes, you can deposit a check via the Chase mobile app (mobile check deposit) or at any Chase ATM. In-branch deposit services are closed.

Are Chase customer service representatives available on Juneteenth?

Chase customer service phone lines and online chat may operate on a holiday schedule. Expect reduced hours or automated service for non-urgent issues.

Is Juneteenth a paid holiday for Chase employees?

Yes, JPMorgan Chase designates Juneteenth as a paid company holiday for eligible employees, aligning with other federal holidays.

For customers who rely on in-person banking, the Juneteenth closure is a reminder to plan ahead: use digital tools, check ATM limits, and know your local branch hours. The broader trend of branch consolidation makes each holiday closure more impactful — but the convenience of 24/7 digital banking reduces the friction for most routine tasks. Chase account holders should embrace digital tools for holiday banking, or schedule a branch visit the day before or after the holiday.